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Short Term Medical Insurance | View Plans

Short Term Medical Insurance Underwritten by Golden Rule Insurance Company

Let’s talk numbers and flexibility. If you’re in the market for Short Term health insurance, you should shop around and start with reputable companies that have sold Short Term for years. Major carriers like UnitedHealthcare – through its affiliate Golden Rule Insurance Company – offer a lot of flexibility.


The nice range of deductibles to choose from.


The number of Short Term plans to choose from in most states.

1.3 million1

The number of physicians and health care in-network professionals.


The number of hospitals, and other medical facilities, in-network.


The cost-per-month plans start at. Yep, they start that low!


The amount you can save when you pay the total premium for the time you want to be covered up front.3

30 to 360

The amount of days you can get covered for.4 You can buy as many days of coverage you think you’ll need and receive a refund on your premium should you find another healthcare coverage before the end of your term.

All numbers reflect Golden Rule Insurance company UnitedHealthcare-branded Short Term Medical plans.

1Numbers derived from UnitedHealth Group Annual Form 10-K for year ended 12/31/18.

2Sample rate is base monthly premium only for a Short Term medical value plan for unmarried female 19-24, nonsmoker, ZIP code 493--, $10,000 deductible, 60/40 coinsurance.

Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Optional benefits require an additional premium cost.

Products vary by state. Some Short Term plans available as association group insurance only to members of FACT, an independent association. Additional membership fees may be required.

3Lump sum savings apply only to the medical plan premium. Savings do not apply to premiums for optional benefits added to the medical plan.

4Coverage availability and term lengths vary by state.

This policy has exclusions, limitation, reduction of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company, whichever is applicable.

Want to learn more? Click the video to see how Short Term may be the right plan for right now.

A licensed sales representative is ready to help you find the right plan for you. 1-844-741-4118, 6 days a week.

Looking to pair other insurance coverage?

Whether you decide on Short Term or other health insurance plans, consider supplemental health insurance to help round out coverage.

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