Eligibility:
Secure Med STM is offered to CFA members (by enrolling in this plan, you
automatically become a member of the Communicating for America Association),
their spouses and their dependent children under age 19 (or under age 25 if a
full-time student) who have a social security number and can answer
"no" to the health questions on the application. Children age 19 and
over should apply separately. Child-only coverage is available for ages 2
through 18.
Child Only Coverage:
When applying for coverage ONLY on the child(ren), the minimum age is 2 years
old. The 2-19 premium rate (male or female, based on the gender of the child
applicant) for the youngest child is used; then the per child rate for each of
the other siblings to be insured on the plan. Please enter the youngest child as
the applicant, and all other child(ren) as the dependents. The parent or legal
guardian must sign and date the application. Children age 19 and older must
apply separately.
Effective Date of Coverage:
The insurance can be effective as early as 12:01 a.m. the next day after the
transmission date. However, the applicant can choose a later effective date not
to exceed 60 days from transmission date. Coverage ends on termination date
listed in your policy.
If your payment is by credit card, the hard copy application does not have to be mailed to HPA, but the applicant should print a hard copy for his/her records. The acknowledgment of the applicant's name for credit card payment suffices as a signature under e-commerce law.
If your payment is by check, money order, or automatic check withdrawal, the hard copy of the application does not have to be mailed to HPA. However, the initial payment must be mailed in by check along with a voided check. Please note social security number on initial payment check. The initial payment must be received within 10 days from the transmission date or coverage is void.
Coverage under this policy will end on the termination date listed in the Schedule of Benefits.
Coverage will be considered void if payment is not received.