ISA Updates and New Products

STM Webinar April 14th!

2010-04-06T12:22:00.001-07:00

Please join us on Wednesday, April 14th at 2:00PM EDT

for our next FREE training Webinar.

We'll be discussing the HCC LIFE STM plan and what it can do for you and your clients.

Our free monthly Webinars are a great way to learn about our company and the fabulous plans we offer, particularly our best selling STM plan with NO DECLINE QUESTION!

I listen in on every webinar and I learn something new at each one. At the end of the meeting, you will have the opportunity to not only ask questions, but to hear other agent's questions and maybe get the answer to a question that you hadn't yet thought to ask.

Insurance Services Of America is on the cutting edge of technology!

It's easy to register! Just email Kina@isabrokers.com with the word WEBINAR in the subject line, and on the day of the meeting you will be sent instructions on how to log on.

800.647.4589

See you there!

Webinar Wednesday!

2010-03-19T13:54:00.000-07:00

Come join us for our next free monthly training webinar on

Wednesday, March 31st.

Our last HCC LIFE STM webinar was such a success we had to schedule another one. These webinars are extremely informative, and an excellent way to get better acquainted with our best selling short term major medical plan. In addition to learning all the great features of the plan, you will also have the opportunity to ask questions. I have attended several HCC Life STM webinars and each time, I learn something new. Send me an email and I will be happy to register you. On the day of the meeting, you will be emailed a reminder and instructions on how to log in. Kina@isaBrokers.com

Hope to see you there!

What a Week!

2010-03-19T09:54:00.001-07:00

File this under anything-can-happen-when-you-travel.

There was a ton of bad weather invading the US last week, which caused plenty of delays and cancellations, but the weather had nothing to do with a canceled flight scheduled from Rochester, New York to Atlanta. Apparently two flight attendants were fighting and the scuffle was enough for the pilot to call the whole trip off. Some passengers reported that the two flight attendants were actually engaged in a fist fight. Passengers trying to escape Rochester for warmer climates were pretty aggravated, and they had a difficult time making alternate travel plans due to the weather. Some passengers were trying to get married, others had non-refundable cruise tickets, and a few just wanted to enjoy some umbrella drinks on the beach.

Just as long as they weren’t planning on visiting a beach in Greece…

Violence broke out between police and protesters in central Athens Thursday as an estimated 30,000 people gathered as part of a nationwide general strike. Riot police fired tear gas and percussion grenades after clashing with several hundred anarchists, who responded by throwing projectiles. Hooded youths representing Greece’s anarchist movement also attacked shop fronts, smashed the windows of one hotel and set a car on fire just off one of the city’s main streets. Flights have been grounded, public transportation has stopped, and ferry and rail service has been suspended.

Think that’s bad?

An American Airlines flight was recently delayed due to some stowaways on the airplane. The flight attendant told a passenger, "There are actually 50 roaches and they found a colony on a curtain between first class and the pilots." According to a spokesperson for the National Pest Management Association, the places you'd most likely see cockroaches on board include "in the bins that hold the luggage or just around the humans that are traveling on the airliner. But they're also going to be looking for food sources so it would not be uncommon to find them in the galley where the meals are being prepared." Did you know that roaches can live up to a month without their head? I know, I wish I hadn’t read that either. The troubles didn’t end with air travel, though.

Guests arriving at the Radisson Paraiso hotel in Mexico City were not expecting to see picket lines, and at the risk of losing their pre-paid reservations, made the uncomfortable decision to cross those lines. This decision, however, was not the only discomfort they endured, as striking workers not only picketed the hotel, they locked guests out as well. The workers started the incident by running through the corridors and yelling “Fire!” Once all the guests were outside, they were not allowed back into the hotel. For two days. Even to retrieve medicine, money, passports or anything else.

You might be thinking these are isolated incidents, folks, but all this happened just last week. Truth is, you never know what can happen when you travel, and when you’re in a foreign country, things can be even hairier. Anyone who thinks they don’t need trip insurance because they are healthy, or will only be gone a short time, etc. are not immune to the crazy things that happen when you travel. A trip insurance plan from Insurance Services Of America will protect you from the things that haven’t even occurred to you yet. Insurance Services of America’s policyholders need only make one quick phone call while our 24/7 travel assistance team handles the rest. Give us a call before your next vacation and enjoy the trip! 800.647.4589

The Luck O' The Webinar

2010-03-16T15:35:00.000-07:00

HEY ISA BROKER!

Irish eyes will be smiling upon you at our next FREE monthly webinar Wednesday, March 17th! Join us, and you'll be on your way to finding your own pot of gold.

So put your feet up, grab a green beer, and get ready to learn all about our best short term plan!

Go to www.isabrokers.com to register.

Trouble registering? Call Kina to sign up over the phone!

800.647.4589

See you at the end of the rainbow!

How I Spent My Spring Break

2010-03-09T14:26:00.000-08:00

Dear Mom and Dad, Spring Break is a blast, wish you were here. The ocean is just beautiful, and the water is so clear you can almost see the jellyfish before they sting you. Boy those little suckers really hurt! I think I might remember where I left my wallet, too. I sure hope so, cause for the past few days I have been existing on a diet of Chicklets that I purchased from one of the roadside natives here. I tell ya, people can be very friendly to tourists. Just yesterday, some people told me to take a hike. I thought that was very nice of them to suggest recreational activities. Unfortunately, since the airline lost one of my bags on the way down here, I didn't have my hiking boots, and when that lizard bit my ankle, it hurt almost as bad as falling down that hill afterwards. Thankfully, my friends were able to assemble a makeshift stretcher to help me get back to the main road, and boy were we ever relieved when that nice man in the truck came by to give us a ride to the clinic. At least, I think it was a clinic. I mean, there were cots there with a bunch of sick people laying on them, and I really think that if we had waited just a little longer, someone would have assisted us eventually. I'm really not sure. I was kind of beginning to pass out from the pain and none of the people dressed like nurses spoke English. My buddy had his translation dictionary with him, and although he tried to get help, it seems the clinic wouldn't treat me unless I paid them first. Unfortunately, they did not accept Chicklets. Don't worry about me though, my foot is still black but I am beginning to get the feeling back in my toes which is certainly a good thing when you're sleeping outdoors. There are some crazy insects around here! I sure wish the hotel wouldn't have lost my reservation. You know what mom and dad? I've been thinking about how you told me to get trip insurance from Insurance Services of America. I guess I didn't think I would need it, but it sure would have been nice to have someone who could have gotten me a new hotel room, or some emergency cash when I lost my wallet, or bought me some new boots, or paid the clinic so they would treat me and get me back home safely. Just like you would have done yourself if you were here. For under 2 bucks a day, a travel medical plan could have protected me and given you peace of mind, too. But don't worry about me, mom and dad! I think I might be coming home soon. I found a company that does medical evacuations, and although it is a bit costly, at least I'll be safe. And I promise, I will totally pay you back the Fifty Thousand Dollars just as soon as I can.

See you guys soon, Your Son.

Save Money When you Travel During The Off-Season

2010-02-25T11:17:00.001-08:00

Planning to visit Hawaii, Aspen, New York, Paris or Napa, might require a hefty vacation budget, but if you time it right, you can visit these destinations when these places are at their most affordable. The best time to travel varies from destination to destination. That can mean shoulder season or off season, or finding that window in high season when rates take a dip, if only for a couple of weeks. And it's worth the effort, because the savings can range from 20 to 50 percent off high-season prices. They may not be truly "cheap”, but certainly more affordable. Take London for example; both airfares and hotel rates fall between Oct. 15 and March 31, with the exception being the Christmas-through-New Year's holiday period. The caveats here: weather and daylight. Wet, rainy and cold weather is to be expected, and the lack of daylight might turn off some travelers. In mid-winter the sun sets in London at 3:45 p.m. But if you accept that museums, the theater and restaurants are where you'll spend most of your time, you probably won't mind it so much.

Then there's Hawaii. Go now, while recession continues to leave thousands of empty hotel rooms throughout the state. If you're willing, postpone travel between September and early December, which has long been the low season for the Aloha State.

The month of May is a great time for Caribbean travel. By then prices could have dropped as much as 50 percent from winter highs, the weather is still terrific and the spring break crowds are gone. The weather gets warmer in June, but it can still be a terrific time to go. While July and August are quite hot, they might still be preferable to the weather in the U.S. at the same time. (Certainly cooler than our Arizona office!) September through November are the quietest time in the islands. Of course there is one caution to heed in the Caribbean, and that's hurricane season, which extends from June through November. You should have travel insurance and stay at a hotel that has a hurricane policy (with refunds clearly spelled out). Skiing in Aspen without dipping into your retirement fund? Go in early December. A rate at a popular luxury hotel was $219 a night for a mid-December stay in a basic room. In February that same room had jumped to $439 per night. Other dates worth looking at are the entire month of January, except Martin Luther King Jr. weekend.

Balmy breezes and empty beaches make Martha's Vineyard and Nantucket best during May and June. Before the private jet set arrive on these pricey islands every summer and fall, most hotels offer weekend deals to entice us regular folk. You'll especially see a lot of midweek deals. You can stroll these island beaches during May and June, but the waters don't really begin to warm up until July.

A trip insurance plan from Insurance Services of America fits nicely into your budget-conscious vacation plans. Since trip insurance rates are based on the cost of your trip, saving money at your destination means saving money on your coverage. Call the experts at Insurance Services of America.

Show us your plans, and we'll show you ours!

800-647-4589

International Travel is Flying High!

2010-01-22T08:22:00.000-08:00

Interest in international travel is on the rise.

A popular online travel booking site has reported an increase in searches for international airline tickets so far this year. Data for the first three weeks of January shows a 25% increase in search for international destinations versus the same three weeks last year.

Top search destinations include Cancun, Mexico; London, UK; Manila, Philippines; San Juan, Costa Rica and Frankfurt, Germany. Likewise, the volume of users searching for international flights from January 1-20, 2010, is up 28% compared to searches from December 1-20, 2009.

Insurance Services of America is the nationwide independent leader in International health and travel medical insurance. We and our agents have been busy securing coverage for clients all around the globe; traveling overseas for business, pleasure, humanitarian efforts, school, and more.

Are you already signed up to sell our fabulous International Travel Insurance products? ISA brokers enjoy personalized marketing supplies, free training webinars, online quote and apply links, and guidance and support from our dedicated staff of agent assistants.

The future of U.S. health care is uncertain, but International Travel is soaring. If you have not already signed up to sell International Travel Insurance, call our marketing department today to get started. Already appointed? Let the professionals at ISA assist you with quotes, supplies, and marketing ideas!

800.647.4589

Click here to register to attend our next FREE webinar

Thursday, February 11th!

IMPORTANT ANNOUNCEMENT!

2010-01-20T13:36:00.001-08:00

Hey ISA Broker! Insurance Services of America encourages all agents to attend the Producer Zone Webinar from HCC !

The producer zone is an incredibly useful tool for agents who are looking for a quick and easy way to bind coverage for their clients and manage their business online. From the Producer Zone, you can track your online sales, renewals and commissions, print duplicate policy documents, download personalized sales materials and banners for your website, and much more!

Please join us on February 2nd at 11AM Pacific, 12PM MST and 2PM EST.

Click here to register!

New Year, NEW WEBINAR!

2010-01-07T11:59:00.000-08:00

Have you registered to attend our next

HCC Life STM

Webinar?

If you are licensed in –ANY State EXCEPT: CT, MD, MA, MN, MT, NJ, NY, ND, VT & WA:

Insurance Services of America invites you to attend an online presentation to learn about our NEW “ HCC Life STM" (formerly the 'Amigo'), underwritten by HCC Life Insurance Company, rated A+ (Superior) by A.M. Best.

As the national marketing office of the HCC Life STM, ISA encourages you to register for this meeting to become educated on the many features and benefits that set this new plan apart from other temporary health plans in the market. During this professional 30-minute webinar hosted by Mike Watts of HCC Medical Insurance Services, you'll get the insight to one of one of the fastest growing products in the health insurance market.

The following features and benefits WILL broaden your client base & increase your revenue:

*NO Decline Question (Your client can answer YES to the question “Have you ever been declined for insurance?” and coverage can still be issued as long as they can answer NO the qualifying medical questions)

*Available to U.S. and non-US citizens legally residing in the US

*NO SS# required

*Only a $50.00 Urgent Care co-pay benefit

*GREAT Rates!

*Eligibility from age 2 through age 64*

*Customizable plan options to fit various needs and budgets

*Broad range of deductibles ($250 - $7,500)

*Coverage periods of up to 6 months or 12 months (12 months in most states) *Opportunities for re-application

*Freedom to choose doctors and hospitals without facing out-of-network penalties

*Fast and easy online quoting

*Immediate online fulfillment of certificates and id cards (printed in English and Spanish)

CLICK HERE TO REGISTER to attend the FREE Webinar!

Download your 2010 materials now at http://www.isabrokers.com/ or call Kina for assistance!

INSURANCE SERVICES OF AMERICA

800-647-4589

Strange Policies from Lloyd's:

2009-12-22T10:56:00.000-08:00

Insurance Services of America markets a number of quality health and travel medical plans that are underwritten by Lloyd's of London, the oldest insurer in the world. They even insured the Titanic! Here's a list of some of the other off the beaten path policies covered by Lloyd's:

Coffee taster Gennaro Pelliccia, who samples products for Costa Coffee, has had his tongue insured for $1.6 million with Lloyd's of London.

Lloyd's has insured the smile of America Ferrera, star of the hit television show Ugly Betty, for $10million.

The London insurance market has also insured Rolling Stones guitarist Keith Richards' fingers and Marlene Dietrich's legs – and, according to one history book, actress Bette Davis once insured her waistline against expansion.

Lloyd's developed a policy to cover loss of chest hair which could adversely impact a person's image or career. Under the terms of the policy, the policyholder would have to lose more than 85% of his chest hair through an injury to his chest in order to make a claim. This loss would have to be verified by a panel of trichologists.

In 2008 Dutch wine maker Ilja Gort insured his nose for $5 million to cover against any incident that could threaten his livelihood.

It has also insured Santa's beard, providing coverage for Brady White – the professional Father Christmas at Macy's department store in New York who also visits the likes of Pamela Anderson and Rene Russo.

In June 2004, history was made when SpaceShipOne became the first privately manned aircraft to reach space. Lloyd's insurer Amlin was lead underwriter for the $100m liability policy for the craft.

One film company took out a million-dollar policy with Lloyd's against the possibility of one of their actresses falling in love and getting married during her contract service. In the early part of the 20th century, Lloyd's insured moviegoers against death from excessive laughter while at the cinema.

Formula One racing drivers at the front of the grid can buy cover for up to $50 million, while those at the back are likely to have protection of around $500,000.

Golf: Hole-in-one insurances are regularly placed at Lloyd's, sometimes for as much as $50,000 a time.

2004, Lloyd's insured the $30 million worth of jewelry worn by the stars at the Oscars.

...And you thought ISA had some interesting NICHE products!

At Insurance Services of America, we won't be able to insure your nose hair, but we do have a long list of quality medical, dental, guaranteed issue, and travel plans to fill your portfolio.

Give our marketing department a call to see how easy it is to get set up to sell our terrific niche plans.

800.647.4689

The REAL Meaning of Christmas...

2009-12-09T07:40:00.000-08:00

Merry Christmas from your friends at

Insurance Services of America!

Gobble up these Thanksgiving Travel Tips:

2009-11-12T11:50:00.000-08:00

It’s hard to believe but we’re only a few weeks away from Thanksgiving. Travelers who are planning to fly somewhere and haven’t booked yet should be prepared for some painful fares and middle seats. For those who have booked and have confirmed reservations, here’s a trio of tips from Consumer Traveler, from the obvious, to perhaps the not-so-obvious.

1. Forget having a “normal” airport experience. Planes full of families and leisure travelers are just not the same as equally-full planes of business travelers. Occasional travelers are often less “entitled” than regular fliers, which is a good thing. But they don’t have the “rules” memorized, which is not.
Plenty of folks in security lines will be stopped for cell phones in pockets, water bottles in carry-ons, etc, etc. And, due to people cashing in miles and frequent fliers bringing their families, some of these people will be in the elite lines. (One line was held up recently by a young child who at first refused to take his shoes off.)

2. Full planes and iffy late November weather don’t increase the odds for a successful checked luggage experience. Especially as airlines try their best to keep flights on time, as they know people really want to make it home for the holidays. Getting baggage to destinations together with their owner is a goal, but a lower priority. In additional, leisure travelers tend to check more bags, so there’s simply more volume.
This doesn’t mean not to check your luggage, but if you have a special dress or outfit you REALLY want to wear for a holiday meal, or anything you must have within 24 hours of arrival, try extra hard to put it in your carry-on.

3. Bring a sense of humor. It’s not an easy travel holiday. Even people who are excited about visiting friends and relatives are usually at least a little stressed. And some are more than a little stressed. Plus, road warriors who are used to traveling and flying solo now are getting brought back to earth with family members. (The child who didn’t want to take his shoes off was with an elite-status frequent flier mother, who was incredibly embarrassed by her son’s actions.)

Keep these three Thanksgiving factors in mind while traveling and many maddening things that drive you crazy at the time will make great Thanksgiving dinner table stories later.

Whether you are driving, flying, or taking the train this Thanksgiving, don’t leave home without adequate travel insurance. Why risk your financial investment in the event of accident or illness, lost luggage, and missed connections? Call the pro’s at Insurance Services of America for a free instant quote, and see how affordable piece of mind can be.

And we’re not just talkin’ turkey!

Halloween Fun Facts

2009-10-30T08:51:00.000-07:00

Orange and black are Halloween colors because orange is associated with the Fall harvest and black is associated with darkness and death.

Jack o’ Lanterns originated in Ireland where people placed candles in hollowed-out turnips to keep away spirits and ghosts.

Tootsie Rolls were the first wrapped penny candy in America.

Halloween candy sales average about 2 billion dollars annually in the United States.

Chocolate candy bars top the list as the most popular candy for trick-or-treaters with Snickers #1.

Halloween is the 2nd most commercially successful holiday, with Christmas being the first.

Monster Trivia & Folklore

**************************

Signs of a werewolf are a unibrow, hairy palms, tattoos, and a long middle finger.

Vampires are mythical beings who defy death by sucking the blood of humans.

In about 1 in 4 autopsies, a major disease is discovered that was previously undetected.

Halloween Movie Details

**************************

'Halloween" was made in only 21 days in 1978 on a very limited budget.

The movie was shot in the Spring and used fake autumn leaves.

The mask used by Michael Meyers in the movie "Halloween" was actually a William Shatner mask painted white.

The character Laurie Strode, played by Jamie Lee Curtis was named after John Carpenter's first girlfriend.

While the setting for the story is in Illinois, the license plates on the vehicles have California plates.

Halloween is on October 31st, the last day of the Celtic calendar. It was originally a pagan holiday, honoring the dead. Halloween was referred to as All Hallows Eve and dates back to over 2000 years ago.

What is spookier than ghosts and goblins? Not having adequate health insurance!

Call the experts at Insurance Services of America for all your travel medical and short term health insurance needs!

Insurance Services of America

800-647-4589

Insurance Services Of America Receives 2009 Best of Gilbert Award

2009-10-26T12:44:00.000-07:00

WASHINGTON D.C., June 8, 2009 -- Insurance Services Of America has been selected for the 2009 Best of Gilbert Award in the Insurance Agents, Brokers & Service category by the U.S. Commerce Association (USCA).
The USCA "Best of Local Business" Award Program recognizes outstanding local businesses throughout the country. Each year, the USCA identifies companies that they believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and community.
Various sources of information were gathered and analyzed to choose the winners in each category. The 2009 USCA Award Program focused on quality, not quantity. Winners are determined based on the information gathered both internally by the USCA and data provided by third parties.

About U.S. Commerce Association (USCA)
U.S. Commerce Association (USCA) is a Washington D.C. based organization funded by local businesses operating in towns, large and small, across America. The purpose of USCA is to promote local business through public relations, marketing and advertising.
The USCA was established to recognize the best of local businesses in their community. Our organization works exclusively with local business owners, trade groups, professional associations, chambers of commerce and other business advertising and marketing groups. Our mission is to be an advocate for small and medium size businesses and business entrepreneurs across America.
SOURCE: U.S. Commerce Association

Your face here???

2009-10-20T13:53:00.000-07:00

Insurance Services of America wants YOU to be our next featured Agent of the Month!

As a valued member of our ISA team, we want to help you succeed.

Let the power of the internet help you increase sales, build your client base, and imrove your ranking on search engines like Google, AOL, and Yahoo!

Being featured as an AGENT OF THE MONTH will help increase traffic to your website, or advertise your agency. Do you use ISA's products to fill a specific niche for your clients? Have you ever encountered a hard to insure client that we were able to find coverage for? Did you buy something fabulous with an unexpected commission bonus?

Whatever your success story, we want to hear about it. Drop me an email, and be sure to tell me a little about yourself, your agency, how long you've been in the biz, or whatever else you want to share.

Kina@isabrokers.com

Oh yeah, and be sure to include a photo! We love to put a face with the name, and I think everyone is getting pretty darn tired of looking at my pretty face!

~Kina

Who's the friendliest in the sky?

2009-10-15T13:57:00.001-07:00

One of my favorite travel websites just conducted an informal poll of its readers and asked which was their favorite airline. Below are the top 10:

10. USAirways

9. Virgin America

8. AirTran

7. Alaska

6. United

5. JetBlue

4. Delta

3. American

2. Continental

And the winner is:

1. Southwest

So what puts Southwest ahead of the pack? Is it their fares, customer service, or maybe the fact that they are the only airline on the list that does not charge a baggage fee?

Tell me, dear readers, what is your airline of choice, and what makes them so?

One random commenter will receive a set of shiny new ISA luggage tags!

New Name: Same AWESOME Plans!

2009-09-09T09:48:00.001-07:00

THE Amigo STM is now called the HCC life STM!!!

Simply……THE BEST Short-Term Plan We’ve Seen in Years!!!!!

So easy an Insurance Salesman can sell it!

TOP rated A+ (Superior) Company – GREAT Administration.

·Our “HCC Life STM” only a $50 deductible at any Urgent Care Facility;

·NO Decline Question (we’ll take many of your past declines);

·Our “HCC Life STM” is Underwritten by HCC Life Insurance Company (A+ Superior)

·Our “HCC Life STM” only a $5,000.00 stop loss (not $10,000 like many others);

· Our “HCC Life STM” needs NO SS# or proof of US citizenship (great for any legal resident);

·Approved in ALL states EXCEPT: CT,GA,KS,MD,MA,MN,MT,NJ,NY,ND,VT&WA;

·“HCC Life STM” is the new name for the “Amigo” Short-Term Plan!

Call or Email Insurance Services of America for a quote or a sales kit!
National Marketing Office

Insurance Services of America

Arizona, USA

1-800-647-4589

TIPS FROM THE MARKETING DEPARTMENT:

2009-09-03T10:42:00.000-07:00

Hey ISA Broker!

The busy Summer Travel Season is drawing to a close, and it’s time to shift our focus to a new market for International Sales. Back to School is the perfect time to target students and universities. As the interest in international studies continues to increase, I want to remind all of our agents that Insurance Services of America can help you quote any type of student group program, whether it be a student association on campus, a church, embassy, or a volunteer organization, and help you find the plan that is right for their specific needs.

Here are some other groups that frequently purchase International travel medical products and are ideal markets to consider targeting:

Missionaries - More U.S. missionaries travel abroad every year. Until recently, many churches and missionary organizations were self-funding their international missionary health care programs. Contact the local churches in your area for individual or group missionary opportunities. Take a look at our Day Tripper plan for affordable, comprehensive coverage for travel groups big and small.

The Senior Market - U.S. citizens over the age of 65 are not covered under Medicare when they leave the United States. Medicare provides limited coverage in Mexico and Canada. Our new Liaison Silver is perfect for this growing market.

Older foreign nationals often visit relatives in the United States. They usually plan a 3 or 4 month trip that includes time with relatives and sightseeing. Local ethnic associations and newspapers, as well as universities, are just a few examples of where to access this market. Our Inbound Immigrant plan is a great fit to provide coverage for these individuals.

Ethnic Communities - A local ethnic community is a tremendous market for the short-term medical programs. Members of these communities have relatives and friends from their home country visit on a regular basis. Usually, there is a local newsletter or newspaper oriented toward that ethnic group. A listing of all the ethnic periodicals published in the United States is available through the Internet. Atlas products have a lot of different options for this group of travelers.

Embassies - Hundreds of embassies around the country are a fantastic place to find traveling international citizens. For example, an embassy might send 5 physicians and their families to the U.S. for a year to study western medicine, so they often purchase a temporary program. The Atlas would be an excellent way to fill these long-term coverage needs.

Travel Groups with International Exposure - The world is becoming smaller. With borders falling throughout the world and international travel becoming more affordable and appealing, we’ve seen an influx of foreign national tour groups visiting the U.S. Additionally, there are more international tour packages being offered to U.S. citizens. The former Soviet Union and South America are very active markets. Contact your local travel agent for these opportunities. You can request a quote or check out our International Travel Medical Plans for individuals.

Travel Agencies - International travelers on short term trips are usually more concerned with purchasing Trip Cancellation and Baggage Protection rather than a travel medical program. Insurance Services of America offers great products like the Round Trip plan, with Trip Cancellation and Baggage Protection coupled with medical benefits

Import-Export Corporations - While most of these firms have domestic coverage for their own employees, the protection offered when they leave the U.S. may be lacking in benefits or nonexistent. In addition, most of these companies have foreign visitors throughout the year. These individuals may only stay for a few weeks, but they will be without any form of medical coverage. Check out our Atlas International, which can be purchased from 5 days up to 3 years.

Insurance Services of America is the nationwide independent leader in International Health Insurance. We want to share our experience with you and provide you with the tips, tools and ideas to help you increase your sales and expand your portfolio, so consider the tips you have read about here. Perhaps there's a church in your area that takes mission trips, a company with International employees, or a school that hosts foreign exchange students.

Need more ideas? Call our marketing team today! We're here to help you make money!

800.647.4589

Meet our Agent of the Month for September!

2009-08-31T17:30:00.000-07:00

Matthew Irons from Queen Creek, Arizona!

This month we're stoked to have found our agent of the month right in our own back yard!

Matt is the owner of Irons Family Insurance in Queen Creek, Arizona, and he is devoted to the well being of his clients, by providing peace of mind and helping them get quality Arizona health insurance at a reasonable price. He cares by giving honest answers and advice to solve his client's health insurance needs. Matt has written several interesting articles about insurance, to help his clients make informed decisions about their health care plans. You can read Matthew's publications by visiting his website, http://www.ironsfamilyinsurance.com/

While you are online, be sure to Check out Matt's funny commercials!

Matt is a devout Christian and family man, and he's made a few commercials with the help of his daughter that are just precious. Matt is the kind of insurance agent you want on your side. He's honest and smart, and we sure do like to support local businesses.

Thanks for being a part of the team, Matt. We're proud of your success and thrilled to have you as our agent of the month!

************************************************************************************

Interesting Travel Insurance Stats:

2009-08-17T11:17:00.001-07:00

Hey ISA Broker:

These days, more and more people are purchasing travel insurance.

Have you seen the latest statistics?

Pre-9/11, it was estimated that only eight to nine percent of leisure travelers in the United States purchased some type of travel insurance. Today, it's closer to 30 percent.

Trip cancellation/interruption represents 90 percent of coverage.

Americans spent nearly $1.6 billion on travel insurance in 2008, reflecting a steady growth in sales of some 13% over the last two years, according to the U.S. travel insurance association's new travel insurance market survey for 2006-2008.

Traditional distribution channels such as travel agencies and travel suppliers such as cruise lines and tour operators are responsible for three-quarters of the market, but other channels such as online agencies, airlines, brokers, Internet sites, and direct to consumer sales are growing steadily.

Travel medical and medical evacuation-only policies only cover a fraction of the total market, at 5.5 percent of travel insurance sales, but has increased by about 33 percent since 2006.

Are you appointed to sell our low priced, superior rated travel plans?

Call our marketing department today~

INSURANCE SERVICES OF AMERICA

800.647.4589

Have You Been to the Producer Zone?

2009-08-05T16:09:00.001-07:00

It's the wave of the future. More and more companies are going paperless, and Insurance Services of America is riding that wave. Nowadays, most of our applications are submitted and issued online, and our agents love it! Within minutes you can get instant quotes, apply online, and print out your policy and ID card on the spot~ with just a few clicks of a mouse. We even provide our agents with personalized weblinks that can be placed on a web page or emailed to clients. When someone does business from your personalized link, you will automatically get credit for it without entering your info or agent number.

*Ok, so you've applied online for your client's policy, now what?*

Today we're going to talk about how to take advantage of all the HCC Producer Zone has to offer, and it's pretty darn cool!

Click here to enter the Zone!

To access the Producer Zone you will need your agent number and password. This info was emailed to you when you became appointed, but if you don't have it just drop me an email (Kina@IsaBrokers.com) and I will gladly provide you with your log-in information.

Once you've logged on, you will be able to manage all of your online business. Within the Producer Zone you have a multitude of tools and marketing materials at your fingertips.

From here you can create and print customized marketing tools and brochures and access customized links for your Online Quoting and Application System, Live Help and Product Selection Tool.

The Producer Zone also allows you to check the status of your commissions and view a history of policies that you have sold. You can find out which of your client's policies are up for renewal, print out copies of documents for your clients, and get all sorts of cool stuff to enhance your website, like sales banners:

Online sales are a great way to let the Internet work for you.

Call the pros at Insurance Services of America to help you get better acquainted with the online system. It's easy and convenient!

Give us a call today so we can help!

800.647.4589

Meet Our Agent of the Month for August!

2009-07-31T11:46:00.001-07:00

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Congratulations Drew Barefoot! *****************************************************

(This isn't Drew, it's his best friend Jake.)

The Powell Barefoot Agency has a long history of providing quality service to their clients. In fact the agency has been around since 1895!

Donald T. Barefoot purchased the Agency in 1995, and it was renamed Powell Barefoot Agency, Inc.

Don began his insurance career in 1967 as a claims adjuster with United States Fidelity and Guaranty in Raleigh, NC. He moved to Reidsville in 1971 as an agent with Nichols & Stanley and purchased The Grady Gregory Agency in 1977 and the Pink M. Hooper Agency in 1982. Don is President of the Agency and has a wealth of knowledge in all aspects of insurance gained through forty-one years of insurance experience.

Paul Drew Barefoot, AAI, is the son of Donald T. Barefoot and was employed by the Agency in August 1996. He was promoted to Vice President in 1999 and has charge of all inside operations. Drew specializes in life, health, and long-term care insurance needs.

Insurance Services of America is proud to announce that Drew Barefoot is our agent of the month for August!

We have had the pleasure of working with Drew for almost 10 years now, and he is awesome! Drew is appointed with several of our niche products, which can all be found on his website www.powellbarefoot.com

Drew has an extensive portfolio, but it seems his plan of choice with ISA is the Amigo Short Term plan. He was one of our big winners in our recent Amigo Stimulus Bonus promotion. We provide Amigo quotes for him on a regular basis, and his clients can apply online from his personal web link, which gives Drew a little bit of free time to hang out with his buddy Jake.

If you’re ever in Raleigh, stop by and say “Hi” to Drew and Jake. Visit them online at www.powellbarefoot.com, or give ‘em a call at 336-349-7024. Congratulations to Drew, Jake, and the rest of the gang at the Powell Barefoot agency, looking forward to another 10 years of great service!

Seven Corners Intruduces New Products

2009-07-13T14:46:00.001-07:00

Press Release from Seven Corners:

CARMEL, IN -- 07/13/09 -- Seven Corners announces two new travel medical insurance programs -- Disciple Missionary Medical for international missionaries and Liaison® Silver for senior travelers.
Disciple Missionary Medical, Underwritten by AIU, offers up to 12 months of travel medical protection to missionaries worldwide with up to 90 days of furlough protection with 12 months of purchased coverage.
"Our Disciple program provides simplified coverage, worldwide benefits, and is competitively priced," stated Curt Carlson, Vice-President of Sales for Seven Corners. "We feel it is a perfect solution for our international missionaries."
Features of Disciple Missionary Medical:
-- A choice of benefits and premium options

-- Emergency evacuation, repatriation, assistance services, coma, political evacuation and felonious assault benefit automatically included
-- Up to 90 days of furlough coverage
-- Optional rider for certain pre-existing conditions
Liaison® Silver, also underwritten by AIU, offers up to 12 months of travel medical protection to U.S. Citizens over the age of 50 traveling outside of the United States.

"We have taken our successful travel medical program and made enhancements specifically to satisfy requests made by our senior travelers," commented Curt Carlson, Vice-President of Sales for Seven Corners. "The result is a product addressing concerns of travelers over the age of 50."
Features of Liaison® Silver:
-- Up to $1,000,000 in medical coverage -- up to $25,000 for persons over age 80
-- Grandchildren coverage
-- Prescription drug service
-- Emergency evacuation, repatriation, terrorism coverage, 24 hour assistance and countless other features
-- No-obligation quotes available anytime

About Seven Corners

Seven Corners is one of the industry's most experienced travel medical insurance providers serving leisure, student, business, government and volunteer travelers. It offers an extensive selection of policies to US citizens traveling overseas or foreign nationals visiting the US. The company created and maintains the industry's most comprehensive network of international health care providers of doctors, pharmacies and hospitals around the globe, and has a worldwide network of 30,000 agents. The company has also recently released WellAbroad®, a website created to promote positive international travel by hosting information on many countries' healthcare access, security, politics, current events, and other travelers' experiences.

Buy Trip Insurance Separately From Your Trip Provider

2009-07-13T09:50:00.001-07:00

Hey ISA BROKER!

Don't let the travel agent down the street take away your business!

All Summer I have been reading articles about travel plans being ruined because someone purchased the wrong kind of trip protection. Several travel groups found themselves out of luck when their tour provider went out of business. Others had purchased their insurance through the airline, only to find the airline had suddenly gone bankrupt. The trip insurance purchased through them was worthless, and they all lost thousands of dollars.

Check out this article I just read on Clark Howard's web page:

Buy Trip insurance separately from your trip provider Trip insurance policies should always be purchased when you are taking a cruise, a tour or traveling on a trip that requires pre-payment of thousands of dollars.

Such policies are designed to protect consumers by giving them refunds in the event of illness to the traveler or an immediate family member. They also provide a refund in the case of company, tour operator or airline default.

Consumers should always purchase a policy independent of the cruise, tour or vacation planner. Never purchase the trip protection plan from the trip organizer. Those types of policies are designed to protect only the company and not the consumer!

At Insurance Services of America, we know that you should buy your travel insurance separately from your trip provider. Otherwise, if your trip provider goes belly up, your Trip insurance does too! The Round Trip plan from Insurance Services of America is specifically designed to protect your client's financial investment and cover them against default by the airline, cruise line, tour group etc. There is even an optional 'Cancel for Any Reason' benefit! In addition to protecting your client's vacation plans, there is coverage for lost baggage and personal effects, and emergency medical expenses including repatriation.

So do what the experts suggest and give us a call. We'll get you set up to help your clients get comprehensive coverage and still leave them with plenty of spending money to bring you back a souvenir!

800.647.4589 _________________________________________________________________

Meet Our Agent of the Month for July!

2009-06-30T15:21:00.000-07:00

Taryn Collins of

USA Benefits Group!

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USA Benefits Group has been providing affordable health and life insurance to individuals, the self employed and their families since 1988. They also offer Medicare Supplements, Annuities, Long Term Care, and many other benefits including alternatives to traditional health insurance products.

Taryn specializes in Health, Dental, Accident and Critical Illness & life insurance. After thoroughly listening to her clients, Taryn customizes plan options to specifically fit their needs while sharing her strategies on how to simultaneously upgrade coverage, lower monthly cost and reduce out of pocket exposure. Web conferencing makes this process easy and efficient. Since she represents all the major carriers, her clients can be confident they are getting the best deal because they have one agent to give an unbiased option of the best coverage and value. You get what you pay for, so it's important to Taryn that her clients truly understand their coverage, and are confident that she’ll be available to assist them with any questions or concerns now and down the road. Since Taryn does the majority of her business via web conferencing, ISA’s plans fit into her profile nicely. Almost all of our plans can be applied for online, and when you’re appointed with us, we’ll send you personalized web links to place on your website or email to clients. While her website does the work for her, Taryn is free to do the things she loves, like Painting, snowboarding, hiking & taking her dog Bella out to use up some of her inexhaustible energy. Congratulations, Taryn! We’re proud of you and your accomplishments, and are happy to contribute to your success. You can visit Taryn on the web at http://tc.usabg.net/,

Or if you’re in the Colorado area, give Taryn a call at 866-618-1514 for all your health and life insurance needs!