Another Airline Folds. Why you need Trip Insurance now more than ever:

First it was Aloha Airlines, then ATA, then Skybus. American Airlines Cancelled 500 flights yesterday for maintenance. In the course of five days, tens of thousands of passengers are left stranded, unable to get home. The others have just discovered their vacations are never going to happen.

On the Skybus Web site yesterday was a brief announcement saying the airline had ceased operations because of rising jet-fuel costs and a slowing economic environment. The note said people with reservations should contact their credit-card companies for refunds. Passengers who paid cash are just plain out of luck. One scuttled Skybus passenger said he had been quoted $2,000 for a last-minute ticket home to Ohio.

This is when you can be glad you had the foresight to purchase trip insurance.

However, as with all policies, it is important to read the fine print. Skybus insurance policies covered things such as the illness of a traveler, inclement weather, and in policies sold after March 5, airline-caused delays and cancellations. But Skybus did not include “default" — going out of business — as one of the circumstances covered by the insurance.This is why it is also important to make sure you purchase your trip insurance from a reputable insurance company focused on getting you the most comprehensive coverage available. The kind of customer service and coverage that you will not find from an airline, cruise line, or travel agent.

At Insurance Services of America, we have trip insurance and travel medical insurance that will cover you weather your destination is Istanbul or Idaho, and everything in between. If your luggage gets lost, or you miss your connection, or if your trip gets cancelled for whatever reason, including airline default or bankruptcy, we've got you covered.

Call one of our friendly knowledgeable agents today at 800-647-4589 to find out more about this very affordable coverage. Wherever you go, we'll get you home.

A Great Plan Just Got Even Better!

Insurance Services of America is pleased to announce some exciting new changes to our

Horizons Short Term Health Plan.



You will still get the same great features of the original Horizons Temporary Health Plan such as five deductible options from $750 to $10,000, a Million dollar lifetime benefit maximum, NO doctor office co-pay, a discount prescription card, and more!
Plus the plan now comes with a NO DEDUCTIBLE accident benefit, the rates have been lowered, and it's now administered by an A+ rated carrier, American Alternative Insurance Corporation.


If you find yourself between jobs, recently divorced or out of college, awaiting Medicare eligibility or in need of temporary coverage for whatever reason, let the professionals at Insurance Services of America quote a rate for you.

Call Mark or Adam at 800-647-4589, or click here to apply online.

You'll be surprised how affordable peace of mind can be!

Talk about EZ Issue!

Have you ever been declined for health insurance?

Our Horizons short term plan does NOT ask a decline question.
In fact, it will even issue to those with mental and nervous disorders, or drug and alchohol abuse.

PLUS.....

$1,000,000.00 Per Person Maximum
Optional $300.00 outpatient accident benefit
Comes with a NO deductible prescription Drug Discount Card
Rates just reduced 20%!!

You can get a quote, apply online, or download an application with just a click of your mouse,

Or give us a call at 1-800-647-4589 if you have any questions or if we may quote a rate for you.

For over 37 years, Insurance Services of America is here to help!

Bridging the Gap Between Retirement and Medicare

If you wanted to retire before age 65, would you lose your health insurance benefits? According to the ICMA Retirement Corporation, finding individual health insurance after retirement can be tricky.

http://www.icmarc.org/xp/plans/retiree/questions/payforhealthcare.html

We offer affordable short term health plans for those who are not yet eligible for Medicare, and can be written for six months to three years, and in some states, with unlimited rewrites. We even have plans for those with insurance challenges, like controlled high blood pressure and type II Diabetes.

Check out the 'Choose a Plan' section of our web site to learn more about these excellent plans. You can even get an instant quote so you can see our very competitive rates.