The following is a partial list of services or charges not covered by SecureLite STM:

• Any services that are not medically necessary

• Eye exams, eyeglasses, hearing aids and surgery

• Dental or orthodontic services

• Treatment of foot conditions

• Conditions resulting from an act of war

• Maternity and newborn treatment prior to discharge, any infertility treatments or sterilization treatments

• Spinal manipulation or adjustment

• Services performed by family members or for which a charge would otherwise not be incurred

• Medical care received outside of the United States, Canada or it’s possessions

• Services payable by Medicare or Worker’s Compensation coverage

• Cosmetic surgery, treatment for acne, hair loss or varicose veins

• Transplant services to the transplant donor

• Routine physical exams and tests, preventive care and immunizations

• Experimental or investigational services

• Learning disorders, attention deficit disorder, hyperactivity or autism

• Mental or nervous disorders, depression or suicide attempt

• Alcohol or drug dependency and disorders

• Obesity treatments

• Sleep disorders

• Over-the counter-medications and prescription drugs

• Participation in school or organized competitive sports or any high risk sport

• Certain surgeries during the first six months