Eligibility:
If you are age 18 through 64, you are eligible if you meet the following requirements:
• you are not pregnant or, if requesting dependent coverage, not an expectant father or planning on adopting;
• you are not covered under other medical insurance;
• you are not a member of the armed forces of any country, state or international organization, other than on reserve duty for 30 days or less; and
• you submit an application on which you may answer “no” to the medical questions.
Your spouse under age 65 and dependents under age 19 are also eligible for coverage, provided they meet the same requirements
Effective Date of Coverage:
Your coverage becomes effective at 12:01am* on the
date following the date we receive your completed application and payment or
12:01am* on the date you request on your application, whichever is later. Your
requested effective date must be within 30 days from the date you signed the
application form.
*Times expressed are based on the geographical area where the certificate holder resides.