ISA Updates and New Products

Tuesday, November 25, 2008

 

You Are Cordially Invited to Attend our WEBINAR!



Webinar is short for Web-based seminar. Webinar's are just like a conference room based seminar, however, participants view the presentation through their computer. A key feature of a Webinar is its interactive elements -- the ability to give, receive and discuss information.


On Thursday, December 11, 2008 @ 2:00 EST and Wednesday, December 17, 2008 @ 12:00 EST, Insurance Services of America and Multinational Underwriters will be hosting a FREE Webinar about the Amigo STM Plan. This Webinar is designed to help you better understand the unique features of the very comprehensive, low cost Amigo Short Term health Plan. Ask questions, share ideas, brainstorm, and network.

When you register for the webinar, you will immediately receive an email confirming your registration. This email also contains a link for you to click on the day of the webinar to gain access to the online presentation. When you gain access to the presentation, a box will open up prompting you to enter your phone number, after which you will receive a call back to connect you to the audio portion of the webinar. Listen via phone and watch your computer monitor as we move forward with our power point presentation.

If you would like to learn more about the Webinar or register to attend, please email me at Kina@isaBrokers.com
with your name, city, state and email address.


Not already appointed to sell this product? No problem! Call our marketing department today at 800.647.4589 to get set up to sell this amazing new short term plan.
Freedom to choose any doctor, no proof of citizenship required, and a $50 Urgent Care co-pay regardless of if you have met your deductible, for an unbelievably low premium. We will even provide you with a link for your web page so your clients can apply online and print out their ID cards and policy on the spot.
Register to attend the Webinar and see why The Amigo Short Term Health plan is simply the BEST short term plan we have ever seen!

Thursday, November 20, 2008

 

Dear ISA:




I get a lot of great insurance related inquiries emailed to me each day. I thought I would post a few of them here in case your clients had similar questions. Hopefully you will find some useful info below, and please be sure to email me at Kina@isaBrokers.com to get your question published in our next Q&A blog.




Q: My family is traveling to Canada for the Holidays, and we want to get travel medical insurance. However, my 62 year old dad recently had a heart attack. The doctor says he is OK to travel, but we are worried that we won’t be able to get insurance for him because of his a pre-existing condition. Is there anything out there that can help him? ~ Charlotte from IN.


A: Hi Charlotte, sorry to hear about your dad. Thankfully though, we do have a plan that will cover him. With the Atlas international Plan, acute onset of a Pre-existing condition is covered for clients under age 70 for up to $15,000.00 and up to $25,000.00 for emergency medical evacuation.

Q: We are going to Italy next month. Since Italy has socialized health care, do I need to purchase travel medical insurance? ~ Larry, Olympia WA.


A: Great question Larry. While countries like Italy do provide socialized health care for their citizens, people who are just visiting are not entitled to their free health care system. It would be a wise choice to go ahead and purchase travel medical insurance.

Q: My mother and I are taking a cruise. She is 70 and I see that most plans don’t cover pre-existing conditions if you’re 70. She is on Medicare, but I heard that doesn’t cover overseas. What do you recommend? ~ Amber in KY


A: You are correct about Medicare not covering outside of the United States, Amber. Your mother would be an excellent candidate for the TravelGap Excursion Plan, which covers pre-existing conditions up to age 84.

Q: My son is studying abroad in Spain next summer; does your insurance cover moped or motorcycle riding? ~ Carmen from Tulsa


A: Sounds like your son is in for quite an adventure. As long as he will be riding his cycle as a means of transportation, I recommend the Atlas Travel Plan, since that type of coverage is already included with the plan at no additional cost.

Q: I’m taking a large group down to Mexico and want to insure them for accidents, what plan do you recommend and can I enroll everyone at the same time or do they have to apply individually?~ Marco, AZ


A: Well Marco, we have a plan called the Day Tripper that would be perfect for your group. You can upload your group’s information onto a spreadsheet and avoid having to do lots of extra paperwork. Plus, you will get a much lower group rate, beginning at around 95 cents a day!

Q: If I buy one of these plans and need help, how can I reach you from out of the country? What if it is an emergency and there is no one available because of the time difference? ~ Tom, Chicago


A: Never fear, Tom, our plans come with a 24 hour worldwide assistance telephone number, which you can call collect. You will find that number on your policy ID card, and it is not only for emergencies; we can help you find a doctor, arrange evacuation, lost baggage, and travel assistance.

Q: My clients who own a company that sends employees to China multiple times a year, what plan do you recommend? ~ Dave from California


A: Have you heard about the versatile new Atlas Corp plan, Dave? This unique new plan is great for companies who send multiple employees overseas at different times. This plan gives you 500 days of travel medical coverage, which you can distribute among all the travelers in the group. Give us a call at 800.647.4589 for more details.

If you have clients with tough travel needs, do not hesitate to call the experts at

Insurance Services of America.

We can help you find the perfect plan for your client, and we only deal with top-rated carriers. Call our marketing team today at 800.647.4589 and we will be happy to send you supplies or additional info.
Have a question you would like to have answered in our blog? Email me at
Kina@ISAbrokers.com.

Happy Thanksgiving from Insurance Services of America,

a cornucopia of Insurance Niche know-how for 38 years!


Thursday, November 13, 2008

 

Health Insurance for ANYONE!

Insurance Services of America is thrilled to launch a new GUARANTEED ISSUE Health Plan with NO HEALTH QUESTIONS! Perfect for uninsurable clients!


Hey ISA Broker!
Check out our new Value Access guaranteed issue health plan:

NOT one single health question
An AFFORDABLE alternative to expensive state risk pools
INSURANCE~NOT an Association Discount Plan
Available to Individuals or Families

Quotes, Sales Materials & even apply on line…


Guaranteed Acceptance (NO Health Questions) – NO Deductible!
Up to $1,500.00 per day hospital indemnity!
Up to $1,500.00 per day while in intensive care!
Up to $15,000.00 per year all surgeries!
(2 surgeries per year maximum of $7,500 per surgery on a scheduled basis)
20% of Surgery Benefit for Anesthesia Benefit!
Up to $75.00 Doctor Office Visits! (5 visits per year – 10 visits for families)
Up to $75.00 for Preventive Care! (Annual physical plus much more)
Up to $150.00 for Outpatient Diagnostic, X-ray, Lab!
(Up to $750.00 per year)
Up to $150.00 for Emergency Room!
Up to $100.00 for Ambulance!
Issued to Age 64 –coverage terminates at age 70!
Underwritten by an A+ Superior Company!

No Pre-x waiting period for doctor's office visits!

Call our Marketing Department today so that we can get you set up to sell this amazing plan!

800.647.4589

Guaranteed Issue Insurance for your health impaired client:

Just another fabulous niche product from the pros at Insurance Services of America!The Value Access is currently approved in ALL states EXCEPT: AR, CA, CT, DE, HI, ID, IN, MD, MN, MT, NH, NJ, NY, OR, SD, WA, WV





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