Gift Ideas for the Graduate in Your Life:

Do you know of someone who will soon be graduating from college?

Here's a great gift idea: SHORT TERM HEALTH INSURANCE

Check out these disturbing findings from a recent poll:



• Approximately 40 percent of parents mistakenly believe that adult children (ages 21 -24) living at home were covered under their health insurance plans.



• 20 percent of college parents have no idea when their health insurance will no longer cover their college-age children.



• 68 percent of the parents were not even aware of the availability of short-term health insurance.

Once your graduate has hung up their cap and gown and started that fabulous new career, chances are it will be a few months before they are eligible for their company's group insurance plan.

So what can we do to protect our kids as they transition into adulthood?

Buy them a Short Term Health Plan!

At Insurance Services of America, we have a variety of Short Term Health Plans to fit any graduate's needs and budget.

Click here to get a quote or apply online. You won't believe how affordable peace of mind can be, and you don't even have to wrap it!

Insurance Services of America: 800-647-4589

Your Airline is Going to Change This Summer...

This busy summer travel season, with all the airline mergers and alliances, overpaid executives and frustrated employees, you need to prepare yourself, because air travel is changing right before your eyes. Carriers are desperate to shrink their operations and bankruptcy fears are resurfacing.Here are some of the changes to the airline industry that you the passenger should be prepared for this summer:
You could experience a whole host of new delays. Airlines trying to adhere to self-imposed passenger rights, fuel prices, and cutbacks are bound to foul up that on time arrival that you counted on. What if you miss your connection? Will you have to shell out even more money for a new flight?
With airline executives making record salaries and front-line employees’ paychecks being slashed, management has informed their workers that fuel prices have hastened the need for cost-cutting measures yet again. You will get very few sympathetic employees doing more than their absolute bare minimum. What’s more, an industry that used to see employees start careers at a young age and stay until retirement is seeing senior executives make statements such as, “We’re not looking for people to make this a career any longer, this is just a job.”
Don’t expect amenities such as a pillow or a blanket. From additional check-in bags, to aisle seating, nothing is off-limits when it comes to chargeable items. With fuel at historic levels the airlines are pulling no punches when conserving oil. This could affect you in several different ways such as no running water for washing your hands before take-off, longer wait times at the gate, and possible flight cancellations for lack of connecting passengers.
Now you might be rethinking that trip altogether, but here is a way to protect your investment and not miss out on your vacation… Trip insurance.
Check out our trip protector plan and how it works:

For a very small percentage of your trip cost, trip protector will safeguard your travel plans in case something goes wrong.If your trip insurance is in effect for at least 14 days prior to departure, you will be covered in the event of airline default or bankruptcy. Good to have in a time when airlines are going belly up left and right and without any warning. Additionally, if you purchase trip insurance within 24 hours of making your final trip payment, pre-existing conditions are covered too.Other coverage includes emergency medical and dental expenses, lost luggage, emergency cash, missed connection, trip cancellation and trip interruption, just to name a few.At Insurance Services of America, we have a variety of plans to fit your needs and budget. Call one of our agents today at 800-647-4589, or click here for an instant quote or to apply online.

These are uncertain times, and a small investment in trip insurance can save you a fortune in the long run.